Can anyone predict the next big hit?
The RTP of 96.50 is a long-run average over very many rounds, so it says nothing about one session. How often the Money Respin starts, or whether it starts at all, is not known in advance. The result of one session stays random whatever the RTP, and a player can lose the full stake while the figure stays the same.
96.50 is the only RTP version listed for Gold Party 2 – After Hours. Which version Goldbet Casino runs is shown only in the game rules, not in this review, so open them before you stake anything and read the RTP there.
x10,312 is the highest win the game allows, counted as a multiple of the bet, and it is a ceiling reached very rarely. No session is guaranteed to reach it, or to pay anything at all. Treat the maximum as a limit on the payout, not a target for your stake.